Foreign National Guide to Buying Real Estate in Florida
If you live in another country and are looking to purchase a property in the Orlando area, we are happy to assist you with your purchase. Hiring a licensed Florida real estate agent with experience working with non U.S. residents helps ensure the process stays clear, organized, and headache-free. Our team regularly represents foreign nationals purchasing homes in Central Florida and is always happy to answer questions while helping locate the right home or estate.
Yes. Foreign nationals can purchase property in the State of Florida in the same way U.S. citizens can. There are no special visa requirements needed to purchase a home in Florida.
In many countries, real estate agents only have access to a limited number of listings. In the United States, Realtors® use the MLS, which provides access to all properties currently on the market. This allows buyers to choose any licensed agent to represent them.
As a buyer, there is no cost for agent representation since commissions are paid by the seller. RealtyInOrlando.com provides free access to Central Florida MLS listings, including homes in Windermere, Dr. Phillips, Winter Garden, Celebration, and Winter Park. Registration allows saved searches, favorites, and listing updates.
While not required, working with a licensed real estate agent offers significant benefits. Buyer representation is free, and the on-site builder agent represents the builder, not the buyer.
A personal agent provides guidance on pricing, negotiations, and local market conditions. For foreign nationals who may not be present during construction, an agent also helps monitor progress, coordinate inspections, and keep communication clear throughout the build.
Foreign nationals are taxed the same as U.S. citizens. Florida offers a homestead exemption for primary residences only. Vacation homes and investment properties are taxed equally regardless of residency status.
Purchasing property in Florida does not impact visa or immigration status. Most foreign nationals enter the U.S. on a visitor visa for up to 90 days. Visa information is available at
travel.state.gov.
After purchasing property, foreign nationals are required to obtain an Individual Taxpayer Identification Number (ITIN). This number is used for U.S. tax reporting when a Social Security number is not available. More information can be found at
irs.gov.
An attorney is not required. Florida is a title state, meaning a title company handles the transfer, title search, and insurance. Title insurance is typically paid by the seller, except in new construction purchases where the buyer usually pays.
Yes. Financing is available for non U.S. residents. Requirements vary, but typically include a 30 to 40 percent down payment and a minimum purchase price around $300,000. Working with a lender experienced in foreign national loans is strongly recommended.
FAQs
I am not a United States resident. Can I purchase a property in the United States?
What is the MLS (Multiple Listing Service) and how does it work?
Should a real estate agent be used when purchasing a new construction home?
Am I taxed differently as a foreign national?
Does owning property in the U.S. provide visa or immigration benefits?
What is an ITIN number and is it required?
Is an attorney required to purchase a home in Florida?
Can a foreign national finance a home purchase in Florida?
Ready to Start your Search?
Feel free to contact us regarding any questions you may have when purchasing real estate, investment properties, and vacation homes in the Orlando area.